DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly | DSP Banking & PSU Debt Fund - Direct Plan NAV Today [10.34], Performance & History

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Debt Banking and PSU Direct

Regular

Direct

3 Year Absolute Returns

0.52% ↑

NAV (₹) on 22 May 2026

10.34

1 Day NAV Change

0.10%

Risk Level

Moderate Risk

Rating

★ ★ ☆ ☆ ☆

DSP Banking & PSU Debt Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by DSP Investment Managers Pvt. Ltd.. Launched on 10 Sep 2013, investors can start with a minimum SIP ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

10 Sep 2013

Min. Lumpsum Amount

₹ 100

Fund Age

12 Yrs

AUM

₹ 3,382.09 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.33%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 3,382.09 Cr

Debt

515.56%

Money Market & Cash

22.89%

Other Assets & Liabilities

59.57%

Sector Holdings

Sectors	Weightage
Bonds	27.90%
Finance - Banks - Public Sector	17.50%
Finance - Banks - Private Sector	15.41%
Government Securities	9.80%
Finance - Term Lending Institutions	8.06%
Finance & Investments	5.62%
Power - Transmission/Equipment	5.30%
Gas Transmission/Marketing	3.03%
Treps/Reverse Repo	2.37%
Non-Banking Financial Company (NBFC)	2.35%
Commercial Paper	1.44%
Power - Generation/Distribution	0.72%
Others	0.35%
Net Receivables/(Payables)	0.15%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
6.90% GOI 2065	5.34%	₹ 184.39	Others
Indian Railway Finance Corporation Limited	3.06%	₹ 105.51	Others
7.62% Uttar Pradesh SDL 2041	3.00%	₹ 103.48	Others
GAIL (India) Limited	2.96%	₹ 102.05	Gas Transmission/Marketing
Bank of Baroda	2.72%	₹ 94.04	Finance - Banks - Public Sector
7.66% Maharashtra SDL 2047	2.14%	₹ 73.85	Others
National Housing Bank	1.55%	₹ 53.48	Finance - Banks - Private Sector
7.32% GOI 2030	1.51%	₹ 52.22	Others
REC Limited	1.45%	₹ 50.03	Others
7.43% Maharashtra SDL 2040	1.44%	₹ 49.66	Finance & Investments
State Bank of India	1.43%	₹ 49.18	Finance - Banks - Public Sector
Power Grid Corporation of India Limited	1.43%	₹ 49.52	Power - Transmission/Equipment
Bharti Telecom Limited	1.40%	₹ 48.27	Others
TREPS / Reverse Repo Investments	1.37%	₹ 47.03	Others
Punjab National Bank	1.36%	₹ 47.08	Finance - Banks - Public Sector
7.07% Haryana SDL 2037	1.05%	₹ 36.16	Finance & Investments
State Bank of India Basel III Tier 2	0.91%	₹ 31.43	Others
National Bank for Financing Infrastructure and Development	0.76%	₹ 26.09	Others
Tata Capital Housing Finance Limited	0.76%	₹ 26.32	Others
HDFC Bank Limited	0.76%	₹ 26.14	Finance - Banks - Private Sector
Small Industries Development Bank of India	0.75%	₹ 25.98	Finance - Banks - Private Sector
Bajaj Finance Limited	0.75%	₹ 25.92	Non-Banking Financial Company (NBFC)
Power Finance Corporation Limited	0.74%	₹ 25.49	Finance - Term Lending Institutions
Export-Import Bank of India	0.73%	₹ 25.31	Others
National Bank for Agriculture and Rural Development	0.73%	₹ 25.14	Finance - Banks - Public Sector
NTPC Limited	0.71%	₹ 24.42	Power - Generation/Distribution
Axis Bank Limited	0.71%	₹ 24.35	Finance - Banks - Private Sector
Indian Bank	0.68%	₹ 23.53	Finance - Banks - Public Sector
Union Bank of India	0.68%	₹ 23.62	Finance - Banks - Public Sector
7.48% Uttar Pradesh SDL 2044	0.42%	₹ 14.34	Finance & Investments
SBI Funds Management Pvt Ltd/Fund Parent	0.34%	₹ 11.80	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-0.21%	-1.33%	-0.09%	0.17%
Category returns	2.84%	2.82%	12.42%	19.17%

Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by ... Read more

AMC Details

Name

DSP Investment Managers Pvt. Ltd.

Date of Incorporation

16 Dec 1996

CEO

Mr. Kalpen Parekh

CIO

Type

Pvt.Sector-Indian

Address

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai, Maharashtra, India - 400021

Website

http://www.dspblackrock.com

[email protected]

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Sundaram Banking & PSU Fund - Direct Plan FRF-ST Direct	₹21.90	9.39%	24.96%	32.40%	₹278	0.27%	Moderate
TRUSTMF Banking & PSU Fund - Direct Plan Income Direct	₹1,341.77	7.26%	24.32%	34.92%	₹131	0.21%	Low to Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹24.68	5.31%	23.46%	35.30%	₹572	0.21%	Moderate
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹35.50	4.07%	22.74%	36.98%	₹9,050	0.39%	Moderate
TRUSTMF Banking & PSU Fund - Direct Plan Income Direct	₹1,327.69	5.89%	22.67%	33.51%	₹131	0.21%	Low to Moderate
TRUSTMF Banking & PSU Fund - Direct Plan Income Direct	₹1,327.69	5.89%	22.67%	33.51%	₹131	0.21%	Low to Moderate
TRUSTMF Banking & PSU Fund Income Regular	₹1,308.45	6.72%	22.47%	31.59%	₹131	0.71%	Low to Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹70.86	3.76%	22.46%	35.90%	₹5,052	0.40%	Moderate
ITI Banking & PSU Debt Fund - Direct Plan Income Direct	₹13.92	4.39%	22.36%	35.44%	₹38	0.24%	Low to Moderate
ITI Banking & PSU Debt Fund - Direct Plan Income Direct	₹13.92	4.37%	22.35%	35.42%	₹38	0.24%	Low to Moderate

Top Funds from DSP Investment Managers Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Equity Savings Fund - Direct Plan Hybrid Direct	₹24.91	2.75%	33.05%	52.21%	₹3,541	1.09%	Moderately High
DSP Small Cap Fund Diversified Regular	₹55.94	0.93%	32.87%	47.60%	₹17,906	1.67%	Very High
DSP Small Cap Fund Diversified Regular	₹55.94	0.93%	32.87%	47.60%	₹17,906	1.67%	Very High
DSP Nifty 50 Equal Weight Index Fund Index Regular	₹21.25	0.33%	32.73%	57.57%	₹2,523	0.95%	Very High
DSP Nifty 50 Equal Weight Index Fund Index Regular	₹21.25	0.33%	32.73%	57.57%	₹2,523	0.95%	Very High
DSP Mid Cap Fund MidsmallCap Regular	₹28.56	-2.37%	32.57%	18.69%	₹19,459	1.65%	Very High
DSP Mid Cap Fund MidsmallCap Regular	₹28.56	-2.37%	32.57%	18.69%	₹19,459	1.65%	Very High
DSP Value Fund Diversified Regular	₹16.34	2.09%	32.47%	37.80%	₹1,703	1.85%	Very High
DSP Value Fund Diversified Regular	₹16.34	2.09%	32.47%	37.80%	₹1,703	1.85%	Very High
DSP Quant Fund - Direct Plan Largecap Direct	₹22.09	1.93%	32.41%	51.42%	₹785	0.55%	Very High

FAQs

What is the current NAV of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly?

The current Net Asset Value (NAV) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly is ₹10.34 as of 22 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly?

The Assets Under Management (AUM) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly is ₹3,382.09 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly?

DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly has delivered returns of -1.33% (1 Year), 0.17% (3 Year), 0.25% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly?

DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly?

The minimum lumpsum investment required for DSP Banking & PSU Debt Fund - Direct Plan IDCW-Monthly is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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