UTI Credit Risk Fund - Direct Plan IDCW-Monthly | UTI Credit Risk Fund - Direct Plan NAV Today [11.25], Performance & History

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Debt Credit Risk Direct

Regular

Direct

3 Year Absolute Returns

15.23% ↑

NAV (₹) on 29 May 2026

11.25

1 Day NAV Change

0.07%

Risk Level

Moderately High Risk

Rating

★ ★ ☆ ☆ ☆

UTI Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by UTI Asset Management Co. Ltd.. Launched on 19 Oct 2015, investors can start with a minimum SIP of ₹100 or ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

19 Oct 2015

Min. Lumpsum Amount

₹ 1,000

Fund Age

10 Yrs

AUM

₹ 251.54 Cr.

Benchmark

CRISIL Credit Risk Debt B-II Index

Expense Ratio

1.04%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 251.54 Cr

Debt

705.83%

Other Assets & Liabilities

94.16%

Sector Holdings

Sectors	Weightage
Non Convertible Debentures	40.31%
Government Securities	15.05%
Current Assets	10.19%
Finance & Investments	7.08%
Mining/Minerals	6.79%
Deep Discount Bonds	6.26%
Power - Generation/Distribution	5.90%
Debt	5.83%
Investment Trust	2.04%
Others	0.52%
Short Term Deposits	0.04%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.10% - MAT - 08/04/2034	9.39%	₹ 24.09	Others
ADITYA BIRLA REAL ESTATE LTD	7.40%	₹ 18.99	Others
PIRAMAL FINANCE LIMITED	7.11%	₹ 18.24	Finance & Investments
NET CURRENT ASSETS	6.72%	₹ 17.33	Others
AADHAR HOUSING FINANCE LIMITED	5.92%	₹ 15.19	Others
VEDANTA LTD	5.91%	₹ 15.16	Mining/Minerals
TATA PROJECTS LTD	5.87%	₹ 15.07	Others
ADANI POWER LTD.	5.84%	₹ 14.98	Power - Generation/Distribution
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029	5.84%	₹ 14.99	Others
AVANSE FINANCIAL SERVICES LIMITED	5.66%	₹ 14.52	Others
ERIS LIFESCIENCES LTD	4.52%	₹ 11.60	Others
07.18% MAT -14/08/2033	4.01%	₹ 10.30	Others
NIRMA LTD.	3.90%	₹ 10	Detergents
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	3.90%	₹ 10	Finance - Banks - Private Sector
ADITYA BIRLA RENEWABLES LTD	3.53%	₹ 9.07	Others
GODREJ SEEDS AND GENETICS LIMITED	2.92%	₹ 7.48	Others
GODREJ SEEDS AND GENETICS LIMITED	2.92%	₹ 7.49	Others
ERIS LIFESCIENCES LTD	2.55%	₹ 6.54	Others
360 ONE PRIME LTD	1.95%	₹ 5.01	Others
INVIT - INDUS INFRA TRUST	1.94%	₹ 4.98	Investment Trust
7.79% UTTARPRADESH SDL 29/03/2033	0.88%	₹ 2.25	Others
6.54% MAT - 17/01/2032	0.78%	₹ 2	Others
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	0.51%	₹ 1.30	Others
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	0.03%	₹ 0.07	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-0.52%	-1.01%	3.62%	4.84%
Category returns	3.33%	2.98%	12.68%	19.52%

Fund Objective

To generate reasonable income and capital appreciation by investing in debt & money market instruments across different maturities and credit ratings.

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

[email protected]

Top Funds from Debt - Credit Risk

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Bank of India Credit Risk Fund - Direct Plan Income Direct	₹14.56	17.06%	32.69%	242.21%	₹101	1.17%	Moderately High
Bank of India Credit Risk Fund Income Regular	₹14.16	16.58%	31.26%	236.72%	₹101	1.64%	Moderately High
Invesco India Credit Risk Fund - Direct Plan Income Direct	₹2,291.72	6.71%	30.67%	48.21%	₹160	0.28%	Moderately High
Invesco India Credit Risk Fund - Direct Plan Income Direct	₹2,308.83	6.71%	30.67%	48.19%	₹160	0.28%	Moderately High
Invesco India Credit Risk Fund - Direct Plan Income Direct	₹2,308.83	6.71%	30.67%	48.19%	₹160	0.28%	Moderately High
ICICI Prudential Credit Risk Fund - Direct Plan Income Direct	₹37.51	7.45%	28.59%	45.58%	₹6,002	0.76%	High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹41.15	7.30%	28.53%	54.31%	₹1,368	0.70%	High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹22.28	7.30%	28.53%	54.31%	₹1,368	0.70%	High
Axis Credit Risk Fund - Direct Plan Income Direct	₹25.59	7.19%	27.24%	43.11%	₹355	0.80%	High
Baroda BNP Paribas Credit Risk Fund - Direct Plan STP Direct	₹25.93	6.39%	27.01%	54.94%	₹174	0.80%	Moderately High

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Equity Savings Fund - Direct Plan Hybrid Direct	₹19.95	3.32%	32.43%	57.42%	₹820	0.76%	Moderate
UTI Equity Savings Fund - Direct Plan Hybrid Direct	₹19.95	3.32%	32.43%	57.42%	₹820	0.76%	Moderate
UTI Equity Savings Fund - Direct Plan Hybrid Direct	₹19.95	3.32%	32.43%	57.42%	₹820	0.76%	Moderate
UTI Equity Savings Fund - Direct Plan Hybrid Direct	₹19.95	3.32%	32.43%	57.42%	₹820	0.76%	Moderate
UTI Equity Savings Fund - Direct Plan Hybrid Direct	₹19.95	3.32%	32.43%	57.42%	₹820	0.76%	Moderate
UTI Equity Savings Fund - Direct Plan Hybrid Direct	₹19.95	3.32%	32.43%	57.42%	₹820	0.76%	Moderate
UTI Equity Savings Fund - Direct Plan Hybrid Direct	₹19.95	3.32%	32.43%	57.42%	₹820	0.76%	Moderate
UTI Large Cap Fund - Direct Plan Largecap Direct	₹282.41	-4.74%	32.22%	58.11%	₹12,053	1.17%	Very High
UTI Retirement Fund Hybrid Regular	₹49.38	-0.68%	31.64%	56.88%	₹4,630	1.63%	High
UTI Nifty 50 ETF ETF Regular	₹259.76	-4.09%	30.84%	61.44%	₹69,607	0.09%	Very High

FAQs

What is the current NAV of UTI Credit Risk Fund - Direct Plan IDCW-Monthly?

The current Net Asset Value (NAV) of UTI Credit Risk Fund - Direct Plan IDCW-Monthly is ₹11.25 as of 29 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Credit Risk Fund - Direct Plan IDCW-Monthly?

The Assets Under Management (AUM) of UTI Credit Risk Fund - Direct Plan IDCW-Monthly is ₹251.54 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Credit Risk Fund - Direct Plan IDCW-Monthly?

UTI Credit Risk Fund - Direct Plan IDCW-Monthly has delivered returns of -1.01% (1 Year), 4.84% (3 Year), 8.35% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Credit Risk Fund - Direct Plan IDCW-Monthly?

UTI Credit Risk Fund - Direct Plan IDCW-Monthly has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Credit Risk Fund - Direct Plan IDCW-Monthly?

The minimum lumpsum investment required for UTI Credit Risk Fund - Direct Plan IDCW-Monthly is ₹1,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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