Vaibhav Vyapaar Ltd. వార్షిక వృద్ధి వివరాలు ఆధారంగా కంపెనీ చరిత్ర

The company, originally named M/s ‘Vaibhav Vyapaar Private Limited’ at Kolkata, West Bengal, was incorporated as a Private Limited company under the Companies Act, 1956, vide Corporate Identification Number (CIN) U51909WB2009PTC133054, pursuant to a certificate of incorporation dated 24.02.2009, issued by the Registrar of Companies, West Bengal. In 2026, our company was converted into a public limited company pursuant to a special resolution passed in the Extraordinary General Meeting of the Shareholders held on 02.01.2026, and a fresh certificate of incorporation was issued in the name of ‘Vaibhav Vyapaar Limited’ dated 02.06.2026 vide Corporate Identification Number (CIN) U51909WB2009PLC133054 by the Registrar of Companies, Central Processing Centre.

2010

- Receipt of the Certificate of Registration to commence operations as a non-banking financial company, authorizing  the Company to undertake lending and other permitted financial activities in accordance with applicable laws, bearing Registration No. COR N-05.06869 dated 18.08.2010.

2019

- The company was acquired by Capfront Technologies Private Limited through Share Purchase Agreement dated 24.10.2019.

2022

- A Business/Asset Transfer agreement dated 01.06.2022 was entered between Capfront Technologies Private Limited and Vaibhav Vyapaar Private Limited to sale business on slump sale basis which includes assets, employees, liabilities, intellectual property and any other rights that the seller may have against the third parties with respect to the business as per such agreement.

2023

- Achieved cumulative loan disbursements of Rs. 800 Crore.

2024

- The Company entered into a Business Associate Agreement/Service Agreement dated April 1, 2024 with Bhawana Capital Private Limited, pursuant to which Vaibhav Vyapaar Private Limited was appointed as a service provider.

2025

 - Company achieved significant technology adoption milestones, with cumulative app installations crossing 80 lakhs in March 2025 and 1 crore in October 2025, reflecting strong growth in customer adoption of its digital lending platform.

2025

- Achieved cumulative loan disbursements of Rs. 1,000 Crore.

- Entered into a Co-Lending Agreement with Usha Financial Services Limited, an RBI-registered non-banking financial company, dated 03.05.2025, under the applicable RBI co-lending framework, to jointly originate and service loan products.

2026

- Achieved cumulative loan disbursements of Rs. 1,500 Crore.

- The company was converted into Public Limited.