SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth | SBI Retirement Benefit Fund - Conservative Plan - Direct Plan NAV Today [14.59], Performance & History

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Solution Oriented Retirement Fund Direct

Regular

Direct

3 Year Absolute Returns

21.67% ↑

NAV (₹) on 29 May 2026

14.59

1 Day NAV Change

-0.16%

Risk Level

Moderately High Risk

Rating

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by SBI Funds Management Ltd.. Launched on 20 Jan 2021, investors can start with a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

20 Jan 2021

Min. Lumpsum Amount

₹ 5,000

Fund Age

5 Yrs

AUM

₹ 146.27 Cr.

Benchmark

CRISIL Hybrid 85+15 - Conservative Index

Expense Ratio

0.99%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 146.27 Cr

Equity

156.16%

Debt

535.92%

Money Market & Cash

99.32%

Other Assets & Liabilities

20.25%

Sector Holdings

Sectors	Weightage
Government Securities	31.43%
Treps/Reverse Repo	12.61%
Non Convertible Debentures	11.12%
Finance - Banks - Public Sector	7.57%
Telecom Services	6.77%
Realty	4.10%
Finance - Banks - Private Sector	3.77%
Power - Generation/Distribution	3.73%
Finance - Term Lending Institutions	3.40%
Net Receivables/(Payables)	1.69%
Refineries	1.16%
Construction, Contracting & Engineering	0.82%
Bearings	0.80%
IT Consulting & Software	0.79%
Hotels, Resorts & Restaurants	0.74%
Auto - Cars & Jeeps	0.70%
Cement	0.61%
Paints/Varnishes	0.59%
Aluminium	0.51%
Engineering - General	0.47%
Abrasives And Grinding Wheels	0.45%
Non-Banking Financial Company (NBFC)	0.44%
Services - Others	0.42%
Auto - 2 & 3 Wheelers	0.41%
Auto Ancl - Susp. & Braking - Others	0.36%
Chemicals - Speciality	0.30%
Chemicals - Others	0.29%
Holding Company	0.28%
Pharmaceuticals	0.27%
Auto Ancl - Others	0.26%
Forgings	0.26%
Instrumentation & Process Control	0.25%
Hospitals & Medical Services	0.24%
Sugar	0.24%
Textiles - Readymade Apparels	0.23%
IT Enabled Services	0.23%
Welding Equipments	0.23%
Consumer Electronics	0.22%
Finance - Life Insurance	0.22%
Finance & Investments	0.21%
Airlines	0.21%
E-Commerce/E-Retail	0.21%
Electric Equipment - General	0.20%
Ceramics/Tiles/Sanitaryware	0.19%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
6.90% CGL 2065	18.49%	₹ 27.04	Others
TREPS	12.61%	₹ 18.45	Others
National Bank for Agriculture and Rural Development	6.78%	₹ 9.91	Finance - Banks - Public Sector
Bharat Sanchar Nigam Ltd.	6.77%	₹ 9.90	Telecom Services
7.43% CGL 2076	6.62%	₹ 9.68	Others
7.09% CGL 2074	6.32%	₹ 9.25	Others
Summit Digitel Infrastructure Pvt. Ltd.	5.06%	₹ 7.41	Others
Torrent Power Ltd.	3.46%	₹ 5.07	Power - Generation/Distribution
Godrej Properties Ltd.	3.42%	₹ 5	Realty
REC Ltd.	3.40%	₹ 4.97	Finance - Term Lending Institutions
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)	3.32%	₹ 4.85	Others
Union Bank of India( AT1 Bond under Basel III )	2.74%	₹ 4.01	Others
Net Receivable / Payable	1.69%	₹ 2.49	Others
HDFC Bank Ltd.	1.47%	₹ 2.15	Finance - Banks - Private Sector
ICICI Bank Ltd.	1.17%	₹ 1.72	Finance - Banks - Private Sector
Reliance Industries Ltd.	1.16%	₹ 1.69	Refineries
Larsen & Toubro Ltd.	0.82%	₹ 1.20	Construction, Contracting & Engineering
State Bank of India	0.79%	₹ 1.16	Finance - Banks - Public Sector
Maruti Suzuki India Ltd.	0.70%	₹ 1.02	Auto - Cars & Jeeps
Ultratech Cement Ltd.	0.61%	₹ 0.90	Cement
Axis Bank Ltd.	0.59%	₹ 0.87	Finance - Banks - Private Sector
Infosys Ltd.	0.57%	₹ 0.84	IT Consulting & Software
Kotak Mahindra Bank Ltd.	0.54%	₹ 0.79	Finance - Banks - Private Sector
Hindalco Industries Ltd.	0.51%	₹ 0.75	Aluminium
Bajaj Finance Ltd.	0.44%	₹ 0.65	Non-Banking Financial Company (NBFC)
Timken India Ltd.	0.44%	₹ 0.65	Bearings
Urban Company Ltd.	0.42%	₹ 0.62	Services - Others
TVS Motor Company Ltd.	0.40%	₹ 0.59	Auto - 2 & 3 Wheelers
ZF Commercial Vehicle Control Systems India Ltd.	0.36%	₹ 0.52	Auto Ancl - Susp. & Braking - Others
Schaeffler India Ltd.	0.36%	₹ 0.52	Bearings
Asian Paints Ltd.	0.35%	₹ 0.51	Paints/Varnishes
Thermax Ltd.	0.31%	₹ 0.45	Engineering - General
The Indian Hotels Company Ltd.	0.30%	₹ 0.43	Hotels, Resorts & Restaurants
Grindwell Norton Ltd.	0.30%	₹ 0.44	Abrasives And Grinding Wheels
Pidilite Industries Ltd.	0.30%	₹ 0.44	Chemicals - Speciality
Navin Fluorine International Ltd.	0.29%	₹ 0.42	Chemicals - Others
Bajaj Finserv Ltd.	0.28%	₹ 0.41	Holding Company
Torrent Power Ltd.	0.27%	₹ 0.39	Power - Generation/Distribution
Divi's Laboratories Ltd.	0.27%	₹ 0.39	Pharmaceuticals
Sona Blw Precision Forgings Ltd.	0.26%	₹ 0.39	Forgings
Endurance Technologies Ltd.	0.26%	₹ 0.38	Auto Ancl - Others
Jubilant Foodworks Ltd.	0.26%	₹ 0.37	Hotels, Resorts & Restaurants
Oberoi Realty Ltd.	0.25%	₹ 0.37	Realty
Honeywell Automation India Ltd.	0.25%	₹ 0.36	Instrumentation & Process Control
Dr. Lal Path labs Ltd.	0.24%	₹ 0.35	Hospitals & Medical Services
Berger Paints India Ltd.	0.24%	₹ 0.35	Paints/Varnishes
Balrampur Chini Mills Ltd.	0.24%	₹ 0.35	Sugar
Page Industries Ltd.	0.23%	₹ 0.33	Textiles - Readymade Apparels
ESAB India Ltd.	0.23%	₹ 0.33	Welding Equipments
L&T Technology Services Ltd.	0.23%	₹ 0.33	IT Enabled Services
DLF Ltd.	0.22%	₹ 0.32	Realty
Voltas Ltd.	0.22%	₹ 0.32	Consumer Electronics
LTM Ltd.	0.22%	₹ 0.32	IT Consulting & Software
ICICI Prudential Life Insurance Company Ltd.	0.22%	₹ 0.32	Finance - Life Insurance
Godrej Properties Ltd.	0.21%	₹ 0.31	Realty
FSN E-Commerce Ventures Ltd.	0.21%	₹ 0.31	E-Commerce/E-Retail
Interglobe Aviation Ltd.	0.21%	₹ 0.31	Airlines
HDB Financial Services Ltd.	0.21%	₹ 0.31	Finance & Investments
ABB India Ltd.	0.20%	₹ 0.30	Electric Equipment - General
Kajaria Ceramics Ltd.	0.19%	₹ 0.27	Ceramics/Tiles/Sanitaryware
Brigade Hotel Ventures Ltd.	0.18%	₹ 0.26	Hotels, Resorts & Restaurants
Pitti Engineering Ltd.	0.16%	₹ 0.24	Engineering - General
Carborundum Universal Ltd.	0.15%	₹ 0.22	Abrasives And Grinding Wheels
TVS Motor Company Ltd.	0.01%	₹ 0.01	Auto - 2 & 3 Wheelers

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	0.93%	-0.86%	4.51%	6.76%
Category returns	2.55%	2.21%	12.06%	25.81%

Fund Objective

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset ... Read more

AMC Details

Name

SBI Funds Management Ltd.

Date of Incorporation

29 Jun 1987

CEO

Mr. Nand Kishore

CIO

Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan

Type

Bank Sponsored

Address

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.sbimf.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
UTI Retirement Fund Hybrid Regular	₹49.38	-0.68%	31.64%	56.88%	₹4,630	1.63%	High
SBI Retirement Benefit Fund - Aggressive Plan Hybrid Regular	₹19.23	-3.02%	30.94%	74.49%	₹3,013	1.94%	Very High
SBI Retirement Benefit Fund - Aggressive Plan Hybrid Regular	₹19.23	-3.02%	30.94%	74.49%	₹3,013	1.94%	Very High
Franklin India Retirement Fund - Direct Plan Hybrid Direct	₹236.46	-0.81%	29.94%	45.09%	₹494	1.52%	High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.44	4.59%	29.89%	40.34%	₹26	0.63%	Moderately High
HDFC Retirement Savings Fund - Hybrid Equity - Regular Plan Hybrid Regular	₹36.36	-5.48%	29.83%	59.86%	₹1,616	2.08%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan Diversified Regular	₹17.27	2.35%	29.47%	38.40%	₹433	3.28%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan Diversified Regular	₹17.27	2.35%	29.47%	38.40%	₹433	3.28%	Very High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.96	3.02%	28.30%	42.51%	₹165	1.02%	Moderately High
Axis Retirement Fund - Conservative Plan - Direct Plan Hybrid Direct	₹17.22	-1.67%	28.12%	41.12%	₹47	1.25%	High

Top Funds from SBI Funds Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
SBI Equity Savings Fund Hybrid Regular	₹22.51	2.61%	32.25%	49.23%	₹5,700	2.56%	High
SBI Equity Savings Fund Hybrid Regular	₹22.51	2.61%	32.25%	49.23%	₹5,700	2.56%	High
SBI Equity Savings Fund Hybrid Regular	₹22.96	2.61%	32.25%	49.23%	₹5,700	2.56%	High
SBI Equity Savings Fund Hybrid Regular	₹22.96	2.61%	32.25%	49.23%	₹5,700	2.56%	High
SBI Equity Savings Fund Hybrid Regular	₹24.28	2.61%	32.25%	49.22%	₹5,700	2.56%	High
SBI Consumption Opportunities Fund - Direct Plan Sector Direct	₹225.24	-7.98%	31.56%	92.37%	₹2,933	1.53%	Very High
SBI Consumption Opportunities Fund - Direct Plan Sector Direct	₹225.24	-7.98%	31.56%	92.37%	₹2,933	1.53%	Very High
SBI Consumption Opportunities Fund - Direct Plan Sector Direct	₹319.95	-7.98%	31.56%	92.37%	₹2,933	1.53%	Very High
SBI Flexicap Fund Diversified Regular	₹47.19	-0.23%	31.54%	57.63%	₹22,403	2.29%	Very High
SBI Flexicap Fund Diversified Regular	₹47.19	-0.23%	31.54%	57.63%	₹22,403	2.29%	Very High

FAQs

What is the current NAV of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth?

The current Net Asset Value (NAV) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth is ₹14.59 as of 29 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth?

The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth is ₹146.27 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth?

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth has delivered returns of -0.86% (1 Year), 6.76% (3 Year), 7.04% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth?

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth?

The minimum lumpsum investment required for SBI Retirement Benefit Fund - Conservative Plan - Direct Plan Growth is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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